Money calculator

Inflation calculator

Prices rise a little every year. See what something costing ₹1 lakh today might cost later, and what ₹1 lakh will really buy.

Amount today (₹)

Inflation (% per year)The RBI aims to keep consumer inflation near 4%. Education and healthcare costs often rise faster.

Years from now

Future cost of the same thing

–

–what today's amount will buy, in today's prices

–buying power lost

Year by year

How inflation is worked out

Future cost = Cost today × (1 + inflation)ʸᵉᵃʳˢ

Real value = Amount ÷ (1 + inflation)ʸᵉᵃʳˢ

At 5% inflation, prices roughly double in about 14 years (72 ÷ 5). So savings that earn less than inflation are slowly losing value, even if the number in the account goes up.

Which inflation rate should I use?

For daily expenses, 5–6% is a common planning figure in India. For school or college fees, many planners use 8–10%. Try a few to see the range.

How do I beat inflation?

Your savings need to earn more than inflation after tax. Compare options with the FD, PPF and SIP calculators.